Initial Disclosure Document (IDD) see comments for CIDD

• An IDD is a document used by lenders and intermediaries dealing with Mortgages or Non Investment Insurance products that are regulated by the Financial Services Authority. The IDD explains which services will be provided and, for an intermediary, which lenders or insurers it deals with. The IDD also tells you certain other information, including whether or not you will be charged a fee for the services.

The information is set out in a particular way, which is defined by the Financial Services Authority, so that IDDs from different lenders or insurers and intermediaries contain the same information and are therefore easy to compare.

You have the right to receive an IDD the first time, or immediately after, you have contact with a lender or intermediary about a Financial Services Authority regulated mortgage or a Non Investment Insurance product.